Official Statistics of Finland


Producer: Statistics Finland

Latest release:
Household-dwelling units in Greater Helsinki have the largest housing loans
20 Jun 2019
Statistics Finlands statistics on indebtedness show that the average size of housing loan per household-dwelling unit with a housing loan was EUR 100,030 in 2018. Housing loans were largest in Greater Helsinki, EUR 142,130, on average. Housing loans were lowest, EUR 81,200, on average, for household-dwelling units in Northern and Eastern Finland. Average housing loans increased only in Greater Helsinki, by 1.8 per cent and in Åland, by 0.7 per cent from 2017. In the rest of Finland, average housing loans decreased slightly.

Next release:
20 Mar 2020

Description: Statistics on indebtedness describe the debts of private persons and household-dwelling units. The basic data for the statistics have been drawn from the Tax Administration�s database and combined with the data from total statistics on income distribution. The Tax Administration receives data on credits and interest by type of loan from the annual declarations of financial corporations and other credit providers. The total data on income distribution consists of register data covering the whole population. All of its data are collected from administrative registers. The register data are combined on the basis of the personal identity codes. The statistics on indebtedness are published only on the Internet. The released statistics describe the indebtedness of household-dwelling units and persons by gender, age, family type and area.
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Keywords: credit granting, credits, debts, household-dwelling units, households, housing loans, indebtedness, interest rates, loans, rate of indebtedness.
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Change: Publication of statistics on indebtedness postponed
11 Feb 2020
The statistical release on indebtedness describing rates of indebtedness is postponed.

Referencing instructions:

Official Statistics of Finland (OSF): Indebtedness [e-publication].
ISSN=2489-3285. Helsinki: Statistics Finland [referred: 24.2.2020].
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