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Latest publication: Quarterly sector accounts 2021, 4th quarter

Published: 22 June 2016

Households’ saving and investment rates are growing

The saving rate of the household sector grew in the first quarter of 2016 as income grew faster than consumption. Households' investment rate also continued to grow. Adjusted disposable income describing households' economic well-being grew year-on-year. The profit share of the non-financial corporations sector grew compared with the previous quarter but the investment rate fell slightly. These data derive from Statistics Finland’s quarterly sector accounts.

Key indicators for households and non-financial corporations, seasonally adjusted

Key indicators for households and non-financial corporations, seasonally adjusted

In the first quarter of 2016, the profit share of non-financial corporations, or the share of profits in value added, grew by 0.9 percentage points to 23.3 per cent. The investment rate of non-financial corporations, or the proportion of investments in value added, decreased by 0.5 per cent to 25.3 per cent. The key figures were calculated from seasonally adjusted time series.

In January to March, households' saving rate grew by 1.8 percentage points to 2.2 per cent. The saving rate refers to the proportion of savings in disposable income. The investment rate of households grew by 0.3 percentage points and was 10.9 per cent of their disposable income. Households' seasonally adjusted investment rate has now grown during three quarters. Most of households' investments were investments in dwellings.

Households' adjusted disposable income grew from the corresponding quarter in 2015 by 1.4 per cent adjusted for price changes. Adjusted income is the indicator recommended by the OECD for evaluating the economic well-being of households. Adjusted disposable income is derived by adding individual services produced by the public sector, such as education, health and social services, to the disposable income of households.

Sector accounts are calculated only at current prices. However, a volume indicator describing the development adjusted for price changes is calculated for households' adjusted disposable income in a separate Appendix table. The profit share, saving rate and investment rate are calculated from net figures, which means that consumption of fixed capital is taken into account. Households do not include non-profit institutions serving households.

Source: Sector accounts, Statistics Finland

Inquiries: Pekka Tamminen 029 551 2460, Katri Soinne 029 551 2778,

Director in charge: Ville Vertanen

Publication in pdf-format (374.7 kB)


Tables in databases

Appendix tables

Revisions in these statistics

Updated 22.6.2016

Referencing instructions:

Official Statistics of Finland (OSF): Quarterly sector accounts [e-publication].
ISSN=2243-4992. 1st quarter 2016. Helsinki: Statistics Finland [referred: 5.7.2022].
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