The concepts described on these pages are words and expressions used in statistics with a specific, limited meaning. In everyday speech the word may have a different meaning. In connection with each definition you can find information about which sets of statistics use the concept.

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Total lending

This item includes all loans granted by a sector, i.e.:
- loans to the public,
- loans to foreign borrowers,
- loans between financial institutions, central government and social security funds.

Loans granted from central government funds are included twice in total lending:
a) first as central government credit to the banking sector, and a second time as loans from the banking sector to the public,
b) first as central government credit to the municipal sector, and a second time as loans to the public.



Statistics using the definition

Validity of the definition

  • Valid

Source organisation

  • Tilastokeskus

Total lending includes all credits granted by the lender sector to be described. Included are thus
-Loans to the public
-Loans to foreign borrowers
-Loans between financial corporations, central government and social security funds.

As a total sum, outstanding credit includes overlapping credits. Loans granted from central government funds are included twice in total lending:
1. First as central government credit to the banking sector, and a second time as loans from the banking sector to the public,
2. First as central government credit to the municipal sector and a second time as loans granted from central government funds to the public.



Statistics using the definition

Validity of the definition

  • Valid

Source organisation

  • Tilastokeskus

Jaa