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Work, wages and livelihoodPopulation and societyHousing and construction

Average debt of indebted household-dwelling units was EUR 93,100 in 2021

Statistics:
Reference period:
2021
Published:
Next release:

Revision release

The tables of indebtedness have been reformed. New statistics have been added to the tables and statistics on the income and number of household-dwelling units have been removed from the tables. Read more about the revision and its impact in our release.

Statistics Finland’s statistics on indebtedness show that the average debt per indebted household-dwelling unit was EUR 93,100 in 2021. The average housing loans of household-dwelling units with housing loans amounted to EUR 110,600. The amount of average debts and housing loans grew slightly in real terms from 2020.

The line chart shows the average debts of indebted household-dwelling units and the average housing loans of household-dwelling units with housing loans in 2002 to 2021. In 2021, the average debt was EUR 93,100 and the average housing loan was EUR 110,600. Both the amount of average debts and housing loans has grown somewhat in recent years.

Key points

  • Household-dwelling units' debts totalled EUR 137 billion at the end of 2021.
  • Most of the debts of household-dwelling units were housing loans.
  • The average debt of indebted household-dwelling units was EUR 93,100. The average housing loan of those with housing loans was EUR 110,600.
  • The number of indebted household-dwelling units was 1.47 million, which was 53 per cent of all household-dwelling units.

Database tables

Database tables related to this release

New database tables
Removed database tables

Background information

Documentation
Referencing instructions

Statistical experts

Inquiries primarily
Ossi Kohvakka
Senior Statistician
029 551 3534
Head of Department in charge

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