A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2020, 3rd quarter

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2019, EUR thousands

  1.1.- 30.9.2019
Commercial banks Foreign banks ,Co-operative banks total Savings banks total Banks total
Interest income 4 770 734 505 416 671 942 158 184 6 106 277
(Interest expenses) 2 682 769 156 033 49 754 20 355 2 908 910
NET INCOME FROM FINANCIAL OPERATIONS 2 087 965 349 383 622 188 137 830 3 197 366
(Expenses on share capital repayable on demand) .. .. .. .. ..
Dividend income 32 689 .. 261 565 .. 307 325
Fee and comission income 2 029 325 372 098 364 372 96 971 2 862 766
(Fee and comission expenses) 520 226 89 586 47 101 14 909 671 821
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 146 861 .. .. 1 210 146 351
Gains or (-) losses on financial assets and liabilities held for trading, net 584 740 19 251 6 704 .. 610 694
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net 883 747 .. .. 36 228 928 191
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net -724 916 .. -7 185 .. -732 131
Gains or (-) losses from hedge accounting, net -16 010 .. .. -939 -16 895
Exchange differences [gain or (-) loss], net -105 733 7 762 -16 192 -97 795
Gains or (-) losses on derecognition of non-financial assets, net .. -26 .. 638 ..
Other operating income 379 136 80 870 46 051 14 946 521 003
(Other operating expenses) 61 415 11 278 127 278 38 113 238 083
TOTAL OPERATING INCOME, NET 4 715 627 731 582 1 128 014 241 764 6 816 987
(Administrative expenses) 3 175 841 416 484 585 598 121 642 4 299 566
of which: (Personnel expenses) 2 010 260 191 793 225 854 54 735 2 482 641
of which:( Other administrative expenses) 1 165 582 224 692 359 744 66 908 1 816 925
(Depreciation) 447 497 18 420 17 372 9 347 492 636
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 365 494 20 145 265 309 386 213
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 365 267 44 681 16 433 7 332 433 714
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) 716 703 .. 2 030 .. 719 568
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 348 051 251 684 506 315 102 489 1 208 539
(Tax expense or (-) income related to profit or loss from continuing operations) -14 739 44 325 53 781 38 875 122 241
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 362 790 207 360 452 534 63 615 1 086 298
Profit or (-) loss after tax from discontinuing operations .. .. .. .. ..
PROFIT OR (-) LOSS FOR THE YEAR 362 790 207 360 452 534 63 615 1 086 298

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Jukka-Pekka Pyylampi 029 551 3002, Heidi Lauttamäki 029 551 3029, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen


Updated 18.12.2019

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 3rd quarter 2019, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2019, EUR thousands . Helsinki: Statistics Finland [referred: 2.3.2021].
Access method: http://www.stat.fi/til/llai/2019/03/llai_2019_03_2019-12-18_tau_001_en.html