A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2019, 2nd quarter

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2018, EUR thousands

  1.1.- 31.12.2018
Commercial banks Foreign banks Co-operative banks total Savings banks total Banks total
Interest income 4 103 114 1 812 130 876 207 206 967 6 998 418
(Interest expenses) 3 057 853 1 008 258 73 005 31 968 4 171 084
NET INCOME FROM FINANCIAL OPERATIONS 1 045 261 803 872 803 202 175 000 2 827 334
(Expenses on share capital repayable on demand) .. .. .. .. ..
Dividend income 230 190 .. 267 700 8 247 506 649
Fee and comission income 948 983 1 000 857 474 182 122 308 2 546 330
(Fee and comission expenses) 309 336 160 721 53 450 20 652 544 158
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 47 309 12 162 854 4 197 64 522
Gains or (-) losses on financial assets and liabilities held for trading, net 639 794 31 348 5 896 .. 677 038
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net -113 665 .. -3 265 -27 984 -144 345
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net 226 341 .. -2 495 .. 223 791
Gains or (-) losses from hedge accounting, net 108 707 .. .. -109 98 105
Exchange differences [gain or (-) loss], net -488 430 11 646 13 107 -476 664
Gains or (-) losses on derecognition of non-financial assets, net .. 550 397 992 ..
Other operating income 196 690 201 107 62 814 17 676 478 287
(Other operating expenses) 85 672 17 906 181 254 44 732 329 564
TOTAL OPERATING INCOME, NET 2 445 543 1 873 432 1 374 609 235 050 5 928 634
(Administrative expenses) 1 421 442 1 281 055 745 725 162 086 3 610 309
of which: (Personnel expenses) 813 398 579 237 283 305 75 933 1 751 872
of which:( Other administrative expenses) 608 044 701 819 462 421 86 153 1 858 437
(Depreciation) 139 189 54 078 28 300 10 044 231 612
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) 13 663 65 -597 -1 177 11 955
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 63 206 16 368 48 936 7 061 135 571
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) 28 204 .. 46 772 .. 81 182
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. 1 181 242
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 2 130 378 543 615 505 472 56 793 3 236 259
(Tax expense or (-) income related to profit or loss from continuing operations) 433 781 91 924 125 111 24 440 675 256
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 1 696 597 451 692 380 360 32 353 2 561 003
Profit or (-) loss after tax from discontinuing operations .. .. .. .. ..
PROFIT OR (-) LOSS FOR THE YEAR 1 696 597 451 692 380 360 32 353 2 561 003

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Antti Suutari 029 551 3257, Jarkko Kaunisto 029 551 3551, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen


Updated 18.4.2019

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 4th quarter 2018, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 31.12.2018, EUR thousands . Helsinki: Statistics Finland [referred: 13.12.2019].
Access method: http://www.stat.fi/til/llai/2018/04/llai_2018_04_2019-04-18_tau_001_en.html