A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2019, 2nd quarter

Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2018, EUR thousands

  1.1.- 30.9.2018
Commercial banks Foreign banks Co-operative banks total Savings banks total Banks total
Interest income 1 119 696 1 645 817 650 263 153 849 3 569 624
(Interest expenses) 757 103 948 768 55 843 24 573 1 786 287
NET INCOME FROM FINANCIAL OPERATIONS 362 592 697 050 594 419 129 275 1 783 337
(Expenses on share capital repayable on demand) .. .. .. .. ..
Dividend income 36 672 .. 264 943 .. 309 693
Fee and comission income 269 588 867 443 350 808 90 086 1 577 926
(Fee and comission expenses) 107 677 134 552 36 070 13 453 291 752
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 20 832 12 771 717 2 706 37 025
Gains or (-) losses on financial assets and liabilities held for trading, net 149 742 21 660 3 963 .. 175 366
Gains or losses on financial assets outside the trading fund that are mandatorily measured at fair value through profit or loss, net .. .. 790 -4 718 232
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net 19 497 .. -1 127 .. 18 337
Gains or (-) losses from hedge accounting, net -539 .. .. -506 -11 549
Exchange differences [gain or (-) loss], net -22 943 8 269 11 82 -14 581
Gains or (-) losses on derecognition of non-financial assets, net .. 556 .. 1 356 ..
Other operating income 42 310 158 504 48 299 13 424 262 537
(Other operating expenses) 60 287 13 180 134 050 33 719 241 237
TOTAL OPERATING INCOME, NET 713 438 1 609 125 1 093 048 191 991 3 607 601
(Administrative expenses) 340 873 1 081 336 571 701 115 497 2 109 408
of which: (Personnel expenses) 153 178 503 214 234 465 54 611 945 468
of which:( Other administrative expenses) 187 695 578 122 337 236 60 886 1 163 940
(Depreciation) 35 564 50 990 21 585 6 944 115 083
Gains or (-) losses caused by changes made, net .. .. .. .. ..
(Provisions or (-) reversal of provisions) -407 -4 027 -412 -370 -5 216
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit or loss) 9 687 -1 568 1 948 2 281 12 348
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) .. .. .. .. ..
(Impairment or (-) reversal of impairment on non-financial assets) .. .. 8 076 .. 13 737
Negative goodwill recognised in profit or loss .. .. .. .. ..
Share of profit or (-) loss in investments in subsidiaries, joint ventures and associates. .. .. .. .. ..
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations .. .. .. .. ..
PROFIT OR (-) LOSS BEFORE TAX FROM CONTINUING OPERATIONS 327 750 489 736 490 150 67 639 1 375 275
(Tax expense or (-) income related to profit or loss from continuing operations) 78 273 83 881 44 058 26 160 232 372
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 249 476 405 855 446 092 41 479 1 142 903
Profit or (-) loss after tax from discontinuing operations .. .. .. .. ..
PROFIT OR (-) LOSS FOR THE YEAR 249 476 405 855 446 092 41 479 1 142 903
1) Data not available or too uncertain for presentation, or subject to secrecy

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Antti Suutari 029 551 3257, Jarkko Kaunisto 029 551 3551, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen


Updated 19.12.2018

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 3rd quarter 2018, Appendix table 1. Profit and loss accounts of banks operating in Finland 1.1.- 30.9.2018, EUR thousands . Helsinki: Statistics Finland [referred: 18.11.2019].
Access method: http://www.stat.fi/til/llai/2018/03/llai_2018_03_2018-12-19_tau_001_en.html