A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2019, 1st quarter

Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 31.12.2015, EUR thousands

  1.1.- 31.12.2015
Commercial banks Co-operative banks total Savings banks total Domestic banks total
Interest income 3 895 367 882 223 218 876 4 996 466
Interest expenses 2 342 520 179 485 62 647 2 584 651
NET INCOME FROM FINANCIAL OPERATIONS 1 552 847 702 738 156 229 2 411 814
(Expenses on share capital repayable on demand) - 1) - - -
Dividend income 343 490 388 622 4 000 736 112
Fee and comission income 1 346 250 416 444 92 014 1 854 708
(Fee and comission expenses) 753 014 53 312 11 019 817 346
Gains or (-) losses on derecognition of financial assets and liabilities not measured at fair value through profit or loss, net 90 222 181 814 22 722 294 758
Gains or (-) losses on financial assets and liabilities held for trading, net 432 579 5 819 -1 435 436 963
Gains or (-) losses on financial assets and liabilities designated at fair value through profit or loss, net 8 740 98 -141 8 698
Gains or (-) losses from hedge accounting, net -6 265 -52 319 -5 997
Exchange differences [gain or (-) loss], net 813 017 363 -11 813 369
Gains or (-) losses on derecognition of non financial assets, net 6 524 506 365 7 395
Other operating income 129 453 69 825 22 220 221 498
(Other operating expenses) 67 849 148 726 37 051 253 627
TOTAL OPERATING INCOME, NET 3 895 994 1 564 139 248 212 5 708 344
(Administrative expenses) 1 685 954 639 819 136 502 2 462 275
of which: Wages, salaries and fees (including staff-related cost) 852 228 356 830 69 230 1 278 289
of which: Other administrative expenses 833 726 282 988 67 272 1 183 986
(Depreciation) 69 095 29 414 5 632 104 142
(Provisions or (-) reversal of provisions) 13 658 - - 13 658
(Impairment or (-) reversal of impairment on financial assets not measured at fair value through profit of loss) 95 784 61 419 9 843 167 046
(Impairment or (-) reversal of impairment of investments in subsidaries, joint ventures and associates) - - - -
(Impairment or (-) reversal of impairment on non-financial assets) 3 303 13 609 644 17 556
Profit or (-) loss from non-current assets and disposal groups classified as held for sale not qualifying as discontinued operations - - - -
PROFIT OR (-) LOSS 2 028 200 819 877 95 591 2 943 668
(Appropriations) 8 863 76 428 28 491 113 781
(Tax expense or (-) income related to profit or loss from continuing operations) 429 172 72 512 12 777 514 461
PROFIT OR (-) LOSS AFTER TAX FROM CONTINUING OPERATIONS 1 590 166 670 937 54 323 2 315 426
Profit or (-) loss after tax from discontinued operations - - - -
PROFIT OR (-) LOSS FOR THE YEAR 1 590 166 670 937 54 323 2 315 426
1) No observations

Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Kerttu Helin 029 551 3330, Sari Kuisma 029 551 2645, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen


Updated 18.4.2016

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 4th quarter 2015, Appendix table 1. Profit and loss accounts of domestic banks 1.1.- 31.12.2015, EUR thousands . Helsinki: Statistics Finland [referred: 19.7.2019].
Access method: http://www.stat.fi/til/llai/2015/04/llai_2015_04_2016-04-18_tau_001_en.html