A more recent publication of this set of statistics is available.

Latest publication: Financial statement statistics on credit institutions 2018, 4th quarter

Published: 17 December 2015

Domestic banks' net income from financial operations contracted by 9 per cent in the third quarter 2015

In the third quarter of 2015, domestic banks’ net income from financial operations amounted to EUR 601 million. Their net income from financial operations contracted by nine per cent from the respective quarter of the year before. Compared with the previous quarter, net income from financial operations remained unchanged. These data derive from Statistics Finland’s financial statement statistics on credit institutions.

Domestic banks' net income from financial operations and operating profit, 3rd quarter 2005–2015, EUR million

 Domestic banks' net income from financial operations and operating profit, 3rd quarter 2005–2015, EUR million

Interest income and expenses

During the third quarter, interest income amounted to EUR 1.2 billion, which is EUR 160 million less than one year previously. From the previous quarter, interest income went up by EUR seven million. Over the quarter, interest expenses amounted to EUR 625 million, which is 14 per cent less than one year previously. From the previous quarter, interest expenses grew by one per cent.

Commission income

Commission income amounted to EUR 452 million in the third quarter, which is three per cent more than one year earlier. Compared with the previous quarter, the commission income went down by four per cent.

Administrative expenses

The administrative expenses of domestic banks amounted to EUR 567 million in the third quarter, which is two per cent more than one year earlier. From the previous quarter, administrative expenses went down by close on EUR 51 million.

Operating profit and balance sheet

The net operating profit amounted to EUR 658 million in the third quarter, which is 41 per cent or EUR 192 million more than one year earlier. The aggregate value of the balance sheets was EUR 530 billion. The balance sheets grew by six per cent year-on-year. The share of own equity in the total of the balance sheets was 4.9 per cent.


Source: Credit institutions' annual accounts, Statistics Finland

Inquiries: Hilkka Jaatinen 029 551 3630, Sari Kuisma 029 551 2645, rahoitusmarkkinat@stat.fi

Director in charge: Ville Vertanen

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Updated 17.12.2015

Referencing instructions:

Official Statistics of Finland (OSF): Financial statement statistics on credit institutions [e-publication].
ISSN=2342-5180. 3rd quarter 2015. Helsinki: Statistics Finland [referred: 16.6.2019].
Access method: http://www.stat.fi/til/llai/2015/03/llai_2015_03_2015-12-17_tie_001_en.html